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Updated for 2026

Germany Chancenkarte Points Calculator

Find out if you qualify for Germany's Opportunity Card. Answer a few questions, see your score instantly, and get clear next steps. No job offer required.

Your score so far0 / 16 points
Step 1 of 6Qualification

What is your highest qualification?

A qualification fully recognised in Germany qualifies you automatically, no points needed. Otherwise this is worth 4 points, the single largest category.

What is the Chancenkarte and how does it work?

The Chancenkarte (Opportunity Card) is a points-based job-seeker visa introduced in Germany on 1 June 2024. It is governed by §20a of the German Residence Act (Aufenthaltsgesetz, AufenthG) and replaces the previous Job Seeker Visa that was available only to nationals of countries with specific bilateral agreements.

The key difference from the old visa is significant: the Chancenkarte is valid for up to 12 months (vs 6 months previously), allows you to work part-time up to 20 hours per week while searching for a job, and, crucially, your foreign degree does not need to be formally recognised before you apply. There are two separate routes in: a fully recognised German-equivalent qualification qualifies you directly under §20a Abs. 3 Nr. 1, no points needed. Everyone else needs at least 6 points under the criteria in §20b AufenthG.

The points system (§20b AufenthG) covers eight scoring criteria: a foreign qualification needing recognition (4 points, one flat tier, not tiered by degree type), professional experience (up to 3), a shortage-occupation bonus (1, counted separately from your qualification), age (up to 2), German and English language skills combined (up to 4, and the English bonus specifically requires C1, not B2), a prior stay of 6+ months in Germany (1), and a spouse or partner applying for their own Chancenkarte at the same time (1). The achievable maximum is 16 points, and the minimum to qualify is 6.

Before points even matter, all applicants must satisfy three mandatory prerequisites: a recognised university degree or at least two years of accredited vocational training; proof of financial means; and a minimum language level of German A1 or English B2 (that B2 satisfies the prerequisite, but only C1 earns the bonus point above). For financial proof, most applicants use a blocked account (Sperrkonto), a special account that holds approximately €13,092 (€1,091 per month for 12 months, based on the BAföG reference rate) and releases it monthly. Providers such as Expatrio and Fintiba are widely accepted at German embassies worldwide.

Once you are in Germany on the Chancenkarte, you have up to 12 months to find a qualifying job. You can also do short trial periods (Probearbeit) of up to two weeks per employer. If you secure a suitable position, you can convert directly to a skilled worker visa (§18 AufenthG) or an EU Blue Card, without leaving Germany to reapply. Your spouse or partner can accompany you on a dependent visa and is permitted to work without restriction, regardless of whether they applied for their own Chancenkarte. The Chancenkarte is designed exclusively for non-EU nationals; EU citizens already have the right to live and work freely in Germany.

Frequently asked questions

Do I need a job offer to apply for the Chancenkarte?
No, that is the whole point of the Chancenkarte. Unlike a standard work visa, the Opportunity Card allows you to enter Germany and search for a job after you arrive. You live in Germany for up to 12 months while looking, with no employer sponsorship required. Once you find a suitable job, you convert to a regular work permit without leaving the country.
Can I work while on the Chancenkarte?
Yes, with limits. You may work up to 20 hours per week in any job during your job-search period, not just jobs matching your qualification. This allows you to cover some living expenses while you look. You can also do trial work (Probearbeit) with a prospective employer for up to two weeks per employer to evaluate fit before accepting a permanent role.
My degree is already recognised in Germany. Do I still need 6 points?
No. A fully recognised German-equivalent qualification qualifies you for the Chancenkarte directly under §20a Abs. 3 Nr. 1 AufenthG, without going through the points system at all. The 6-point minimum only applies if your qualification still needs a formal recognition or equivalence assessment.
Does B2 English give me a bonus point?
No, and this is a common misunderstanding. English at B2 or above satisfies the mandatory language prerequisite (German A1 or English B2), but the separate English bonus point in the scoring criteria requires C1. Native English speakers meet the C1 bar automatically.
What is a blocked account (Sperrkonto) and why do I need one?
A blocked account (Sperrkonto) is a special bank account that holds a lump sum of money and releases it to you in monthly instalments. For the Chancenkarte, you need to show financial means of approximately €1,091 per month, which is €13,092 in total for a 12-month stay. The money is deposited upfront and you can only access it monthly, which satisfies the German embassy that you can support yourself without working full-time. Providers such as Expatrio and Fintiba offer blocked accounts specifically designed for German visa applications.
Do I get a point if my spouse or partner comes with me?
Only if they apply for their own Chancenkarte at the same time, with the shared intention of relocating together, that earns you 1 point. If they simply accompany you on a dependent visa without their own Chancenkarte, you get no extra point, but they can still join you and work in Germany without restriction.
What happens if I do not find a job within 12 months?
If you have not secured qualifying employment within the 12-month validity period, you must leave Germany. The Chancenkarte cannot normally be extended beyond 12 months without employment. However, if you have begun the formal recognition process for your foreign qualification, an extension of up to a further 12 months may be possible in some cases. It is important to start your job search immediately upon arrival and use the full period productively.
Can my family come with me on the Chancenkarte?
Your spouse or registered civil partner can accompany you to Germany on a dependent visa under §20a AufenthG. Importantly, your partner is permitted to work in Germany without restriction; they are not limited to 20 hours per week. Your children can attend school in Germany during the stay. Note that family members travelling with you will each need their own visa application and supporting documents.